Generate a complete amortization schedule for any loan, showing exactly how each payment splits between principal and interest over time.
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An amortization schedule breaks down every single payment over the life of a loan into two parts, interest and principal, showing exactly how the balance decreases over time. Early payments are weighted more toward interest, while later payments shift increasingly toward principal, even though the total payment amount stays fixed.
This tool works for any type of amortizing loan, personal loans, business loans, or any fixed-rate installment loan, not just mortgages or car loans specifically. If you're working with a home loan or auto loan specifically, our Mortgage Calculator and Auto Loan Calculator include the same schedule with terminology tailored to that loan type.
You need the loan amount (principal), the annual interest rate, and the loan term in months, the same three inputs used for any standard amortizing loan calculation.
Yes, toggle between the yearly summary view and the full monthly breakdown using the button above the schedule table.
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